Legal - Terms of Use

Welcome to Philly Private Lender ("we", "us", or "our"). PPL Finance LLC owns and operates us and this web site. By using our site, you agree to be legally bound by the terms and conditions on this web page and our other web pages.

We are a private lender. We are not a licensed or regulated bank, mortgage lender, broker or solicitor in any jurisdiction. We make business loans with our funds directly to borrowers directly or through affiliated entities.

The loan terms on this web site are for informational purposes only. All actual loans are based on our lending guidelines which consider, among other things, the borrower's experience and quality, the real estate and lending market and prior loans to the borrower and other borrowers. Further, the terms and conditions do not constitute offers to lend money to any person or company or any terms and cannot be accepted. You understand and agree that no agreement is made with us unless and until loan documents including, but not limited to, a note and mortgage, are prepared by us or our attorney's and signed by you as a borrower. You agree that nothing on this web site will constitute part of your loan or alter or modify the terms of your loan documents which are a separate,  distinct and fully integrated set of documents.

YOU ARE USING THIS WEB SITE AND OUR SERVICES AT YOUR OWN RISK. YOU HEREBY RELEASE US AND OUR AGENTS, EMPLOYEES, ATTORNEY'S, AND AFFILIATES FROM ANY AND ALL CLAIMS, CAUSES OF ACTION, AND DAMAGES THAT MAY RESULT FROM THE USE OF THIS WEB SITE OR OUR SERVICES.

By submitting your contact information on our web site you are consenting to being contacted by us, our attorney's or our business partners to discuss a possible loan or the other reason for your communication to us. You  consent to us retaining and using your contact information for future marketing purposes. You can always opt-out in the future by email or phone.

All text, photos, forms, materials and web pages comprising this web site or used in connection with this web site or by us constitute our exclusive property to the extent such text, photos, forms, materials and web pages are not subject to a license or other copyright. Some images and other content may be subject to licensed use only.

We may link to other web sites. You agree that we are not responsible for anything contained on those sites. You use any linked web sites at your own risk.

The terms of use for this site will be interpreted in accordance with the laws of the Commonwealth of Pennsylvania. The parties agree that any dispute relating to this agreement or this web site must be commenced and take place in Philadelphia County, Pennsylvania and the parties submit to the jurisdiction of the State and Federal Courts in Philadelphia County, Pennsylvania.

THE PARTIES IRREVOCABLY WAIVE TRIAL BY JURY IN ANY ACTION RELATING TO THE RELATIONSHIP OF THE PARTIES INCLUDING, WITHOUT LIMITATION, THE USE OF THIS WEB SITE AND THESE TERMS.

We may update the terms and conditions on this web page and as may be found elsewhere on our web site and you agree to be bound by any amendments by continuing to use this web site.

PLEASE PRINT AND RETAIN A COPY OF THESE TERMS FOR YOUR RECORDS

(revised 3/25/2019)